Credit Checks: What are credit inquiries and just how do they influence your FICO ® rating?

You authorize those lenders to ask or “inquire” for a copy of your credit report from a credit bureau when you apply for credit. You may notice that their credit inquiries are listed when you later check your credit report. The inquiries that are only count toward your FICO Scores are those that derive from your applications for brand new credit. Continue reading “Credit Checks: What are credit inquiries and just how do they influence your FICO ® rating?”